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Individuals

Health Benefits for Individuals and Families

For most healthy people, paying for traditional health insurance seems like a waste of money but going without it could be a life-altering mistake too. How would you cover the mountain of medical bills if something bad happens?

Every year millions of Health-conscious individuals and families are making this high-stakes choice. Do you spend a small fortune on health insurance that you can barely use or gamble and go without and hope this isn’t the year you get injured or really sick?

This is why Scoop Health joined forces with Health Access Solutions to form the Health Access Cooperative.  A member-owned healthcare Cooperative offering affordable catastrophic protection for healthy individuals and their families. It’s a straightforward, common-sense alternative to expensive health insurance.

The Health Access Cooperative is a proven approach that allows you to stop funding insurance company profits and instead join together with other individuals to access affordable health care on your terms without the overhead or run-around of an insurance company.

The Cooperative is truly patient-centered because it’s owned and operated by the very people it serves. Customer service and satisfaction are the measures of success, not profit.

See How It Works

How Does It Compare to Traditional Health Insurance

For Individuals & Families

Lower Monthly Cost

We collect only what we need to meet our members’ needs and reserve for future costs.

Freedom to Choose Medical Providers

We have no networks, which means members can see the medical providers of their choosing.

Lower Cost Care

Our members are considered self-pay, which most often means the cost of medical services are discounted.

Reasonable Member Portion

We collect only what we need to meet Our unique per-incident member portion means a single medical event doesn’t bankrupt our members.

Affordability

True out-of-pocket costs are often significantly lower than insurance, especially for families.

Coverage Options

There are some limitations that mean our program is not for everyone, but members may add traditional coverage.

Direct primary care plus
The Cooperative

This is a powerful combination that focuses on saving your money and preserving your health. 

Direct Primary Care lets you focus on your everyday health, instead of the hassles of health insurance. You have unlimited access to your dedicated virtual primary care team, anytime, anywhere.  

If things get more serious your Health Access Cooperative stands ready to step-in and help with any large medical needs that come up.

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